Indian IFSC Code Generator

India

Generate valid-format Indian Financial System Codes (IFSC) for testing. IFSC is an 11-character code used to identify bank branches for NEFT, RTGS, and IMPS transfers.

Generator

HDFC03QQZLM

HDFC Bank

CNRB01ILCN7

Canara Bank

PUNB08RK25C

Punjab National Bank

UBIN0OC5FQR

Union Bank of India

PUNB0UPFXYO

Punjab National Bank

IFSC Format: XXXX0XXXXXX

1-4Bank code (4 letters)
5Always 0 (reserved for future use)
6-11Branch code (6 alphanumeric)

Major Bank Codes

SBINSBI
HDFCHDFC
ICICICICI
AXISAxis
PUNBPNB
BARBBoB
CNRBCanara
UBINUnion
IOBAIOB
BKIDBoI

IFSC Usage

  • • NEFT (National Electronic Funds Transfer)
  • • RTGS (Real Time Gross Settlement)
  • • IMPS (Immediate Payment Service)

What is This Tool?

An IFSC code generator creates fictional Indian Financial System Codes — the 11-character alphanumeric codes used to identify bank branches for NEFT, RTGS, and IMPS transfers. IFSC codes follow the RBI format: 4-letter bank code, a zero, and 6-character branch code.

IFSC (Indian Financial System Code) is regulated by the Reserve Bank of India. The format is AAAA0NNNNNN where the first 4 characters identify the bank, the 5th is always 0 (reserved), and the last 6 identify the branch. This system covers all 150,000+ bank branches in India.

Common Use Cases

UPI/NEFT/RTGS Testing

Test fund transfer flows in banking apps with properly formatted IFSC codes for beneficiary verification.

Payment Gateway Integration

Validate Razorpay, PayU, and other payment gateway integrations that require IFSC for bank transfers.

Payroll & Salary

Test salary disbursement systems and employee bank detail verification in Indian payroll software.

Banking API Development

Test IFSC-based bank and branch lookup APIs with format-correct test codes.

Frequently Asked Questions

Are generated IFSC codes real branches?

Codes follow the correct format but may not correspond to actual bank branches in the RBI registry.

What is the IFSC format?

11 characters: first 4 = bank code (letters), 5th = 0 (reserved), last 6 = branch code (alphanumeric). Example: SBIN0001234.

What is the difference between IFSC and MICR?

IFSC identifies branches for electronic transfers (NEFT/RTGS/IMPS). MICR (9 digits) is used for cheque processing. Both identify bank branches but serve different payment systems.